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Did you know interest on your home loan is calculated daily? On a $750k mortgage at 5.5%, you’re paying roughly $113 per day in interest. That adds up fast! Here’s how you can reduce it: 1️⃣ Pay weekly or fortnightly instead of monthly 2️⃣ Pay more than the minimum — extra goes straight to principal 3️⃣ Use your offset properly (salary into offset!) 4️⃣ Refinance every 1–2 years if rates are better 5️⃣ Treat extra repayments as untouchable 6️⃣ Keep your loan term as short as cash flow allows 7️⃣
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