The nation’s second-biggest bank just launched a killer variable mortgage rate. But keep it quiet. Apparently it doesn’t want everyone to know about it. Toronto-Dominion Bank’s new offer is 6.19 per ...

The Canadian mortgage space is already seeing some rates on offer decline heading into the spring market, despite no clear indication yet from the Bank of Canada that interest rate cuts are imminent.

It’s one of the most common questions asked of Canadian mortgage professionals: Which is better, a fixed-rate or variable home loan? While the Bank of Canada surprised many with its decision in ...

Experts say homeowners with variable mortgage rates will benefit from lower monthly payments after the Bank of Canada’s latest cut to its key policy rate. On Wednesday, the major six banks announced ...

After eight consecutive interest rate hikes, the Bank of Canada paused monetary policy tightening in March, while leaving the door open to further rate hikes. Rapidly rising borrowing costs are ...

After nearly two years of interest rate increases, cuts may be on the horizon—here’s what that means for current and prospective home owners. If you have a mortgage on your home or have been trying to ...

Canadian mortgage borrowers heading into 2026 are facing a far more stable interest-rate environment than in recent years, but the impact will vary sharply depending on whether they hold fixed- or ...

As the central bank signals more rate cuts may be coming, borrowers are starting to reconsider the once popular loans. The decision by the Bank of Canada to cut its key interest rate target this week ...

The Bank of Canada cut its key interest rate for the seventh consecutive time, providing relief for variable-rate mortgage holders, but it won’t be enough to get a flood of homebuyers back into the ...

1:30 Bank of Canada says inflation will near 5% by end of year, staying higher for longer than forecast The Bank of Canada (BoC) said on Wednesday it’s keeping its trend-setting interest rate on hold ...