The basic premise of all insurance is that you buy it before you need it. It's best to make sure you have all the right policies in place, so when some kind of disaster strikes -- and it will -- you ...

The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

As famed surrealist writer Franz Kafka was once believed to say: "Better to have, and not need, than to need, and not have." And while insurance can feel like a logistical nuisance for homeowners, its ...

Health insurance refers to a policy between an insurance company and an individual that provides financial aid to the latter in the event of a health emergency. In the present age, where prices of ...

Twenty-two million Canadians have life insurance, according to a 2022 report from the Canadian Life and Health Insurance Association (CLHIA). The biggest reasons why we buy life insurance? To ensure ...

Your deductible affects the cost of your auto insurance. Here’s how deductibles work in Canada and how to choose the amount of your deductible. Car insurance is mandatory for drivers in Canada, and it ...